Getting your mortgage is just one aspect of getting into a new home. Bobby is experienced at helping both new and experienced buyers alike in all areas of real estate. Call me today at 919-614-0752 if your needs include a professional REALTOR® experienced at the business side of buying and selling.

Let Bobby help you find the best financing options for your new home in the Raleigh/Triangle area.

When purchasing a home, the mortgage loan application is very troublesome for many people, but it doesn't have to be. I have excellent relationships with various lenders in the Raleigh area, and they've helped me learn a few things that can make the loan application process very manageable.

1 – Compose a list of questions about your loan program

Be sure to bring a list of questions if you don't totally understand the ins and outs of the different loan programs. One of my lenders or I will assist you in understanding the advantages and disadvantages of each program, because it's a challenge to know the distinctions between both fixed and adjustable rate mortgages.

2 – Decide when you want to lock

When you lock in the interest rate, a mortgage lender is guaranteed to keep to the interest rates for the loan – generally at the time the loan application is submitted. By floating the rate, you can lock the rate anytime between application and closing. Those who prefer to float think interest rates will fall in the near future. Click here to see the outlook for the next 90 days of interest rates.

3 – Gather your paperwork

Acquiring a mortgage loan requires lots of paperwork, so you should spend some time getting all your documentation together. Click here to preview normal information that goes on a loan application.

Looking to Buy?

Are you looking to buy a house? Let us help you. Just fill out as much of the information below that you want and we'll get right back to you, with no obligation to you. We guarantee your privacy.

Your Information
Some Details